Consumer Credit Reports
A Credit Report can provide information on a person’s reliability,
sense of responsibility and financial stability. Information found
on a credit report includes: current and previous debts, payment history,
bankruptcy records, lien and judgments, and current financial status. Pre-employment
credit reports do not contain credit scores. Credit reports are best suited for those
employees in a position of financial trust. The use of a credit report for pre-employment
screening is not permitted in some states. Prior to requesting a credit report,
we recommend consulting with legal counsel.
Turnaround time (average): 1 Business Day
Type of Source: Consumer Credit Agency
- Date of Birth (DOB)
- Current Address
- Address History
- Social Security Number
Method: Credit reports are requested by name, address and SSN.
Consumer initiated security freezes must be removed by the consumer before the release of credit information.